How To Check UBA Account Balance Step byStep Guide

Are you a UBA account holder and wish to stay updated with your financial transactions? Checking your UBA account balance regularly can help you keep track of your funds and ensure efficient money management. In this comprehensive guide, we will walk you through the step-by-step process on how to check your UBA account balance hassle-free.

So, let’s dive right in and explore the various methods you can use to check your UBA account balance with ease!

How To Check UBA Account Balance Using Your Mobile Phone 2023-24

Method 1: Using UBA Mobile Banking App

The UBA Mobile Banking App is a convenient and user-friendly platform that allows UBA account holders to access and manage their accounts round-the-clock. To check your UBA account balance using the mobile app, follow these simple steps:

1. Download and install the UBA Mobile Banking App from your device’s app store.
2. Launch the app and log in to your account using your credentials.
3. Once logged in, navigate to the “Account Balance” section.
4. Your UBA account balance will be displayed on the screen, providing you with an up-to-date financial overview.

Method 2: How to check UBA account balance via SMS

UBA also offers a quick and efficient method to check your account balance using USSD codes. Here’s how you can do it:

1. Dial *919# from the mobile number linked to your UBA account.
2. Select the option for “Check Balance.”
3. Enter your UBA account number when prompted.
4. Provide the last four digits of your UBA debit card number.
5. Enter your UBA ATM PIN to authenticate the transaction.
6. Your UBA account balance will be displayed on your screen in a matter of seconds.

Method 3: How To Theck My UBA Account Balance Online

If you prefer using your computer or laptop to access your UBA account, you can conveniently check your account balance through UBA Internet Banking. Follow these steps:

1. Visit the UBA Internet Banking portal (www.ubagroup.com/internet-banking).
2. Enter your username and password to access your account.
3. Once logged in, click on the “Accounts” tab.
4. Select the account for which you want to check the balance.
5. Your UBA account balance will be displayed on the screen, providing you with an instant update.

Method 4: Using UBA Account Balance at an ATM

Another convenient option to check your UBA account balance is by utilizing a UBA ATM. Follow these steps to know your account balance promptly:

1. Locate a UBA ATM near you and insert your UBA card into the card slot.
2. Enter your UBA ATM PIN to authenticate yourself.
3. On the main menu, select the option for “Check Balance.”
4. Your UBA account balance will be displayed on the screen, giving you an instant update on your funds.

Checking your UBA account balance at an ATM is a quick and hassle-free method for those who prefer using physical ATMs for their banking needs.

Method 5: How To Check UBA Account Balance via sms

If you prefer a quick and convenient way to check your UBA account balance without the need for internet access, you can simply send an SMS to get the information you need. Follow these steps:

1. Open the messaging app on your  cell phone
2. Compose a new message.
3. In the recipient field, enter the UBA SMS short code: 20123.
4. Type “BAL” (without quotation marks) in the message body.
5. Send the message.

Within a few moments, you will receive an SMS response from UBA containing your account balance information.

This method allows you to stay updated on your funds even without an active internet connection.

Method 6: Checking UBA Account Balance with Customer Service

If you prefer a direct and personal approach to checking your UBA account balance, you can reach out to UBA’s customer service team. They are easily available to help you and give you the details you need. Follow these steps:

1. Dial UBA’s dedicated customer service helpline. The phone number can be found on UBA’s official website or on the back of your UBA debit card.
2. Listen carefully to the automated menu options and select the appropriate option for account balance inquiry.
3. Once connected to a customer service representative, provide the necessary details to verify your identity, such as your account number, full name, and any additional information requested.
4. Ask the customer service representative to provide you with your UBA account balance.
5. Listen attentively to the information provided by the representative, as they may also offer additional insights or address any concerns you may have.

The customer service team is trained to assist UBA account holders promptly and professionally, ensuring you have all the information you need about your account balance.

Benefits of Regularly Checking Your UBA Account Balance

By regularly checking your UBA account balance, you stay informed about the status of your finances. You’ll never be caught off guard with unexpected expenses or insufficient funds.

Detect any unauthorized transactions:

Monitoring your account balance regularly allows you to quickly identify any unauthorized transactions. This gives you the opportunity to report and resolve any potential fraudulent activity promptly.

Plan your budget and expenses effectively:

Knowing your UBA account balance helps you plan your finances more effectively. You can create budgets, set savings goals, and make informed decisions about your expenses.

Conclusion

Being aware of your UBA account balance is essential for maintaining financial control and managing your funds effectively. By following the step-by-step methods explained in this guide, you can effortlessly check your UBA account balance using the UBA Mobile Banking App, USSD codes, or UBA Internet Banking.

Stay on top of your finances by regularly checking your UBA account balance and make informed decisions for your personal or business needs. Simplify your banking experience with UBA and seize control of your financial journey!

 FAQs

Q: Can I check my UBA account balance without an internet connection?

A: Yes, you can check your account balance using USSD codes even without an active internet connection.

Q: How often should I check my UBA account balance?

A: It is recommended to check your account balance regularly to stay informed about your funds and track your transactions effectively.

Q: Are there any charges associated with checking my UBA account balance?

A: UBA may apply certain charges for balance inquiries using USSD codes. It is advisable to check with the bank for the applicable fees.